Terms of Service

You must be at least 18 years old and military-connected: a Veteran; a service member on Active Duty or in the Guard or Reserve; or the spouse, surviving spouse, caregiver, child, or parent of a Veteran or service member. You agree to give accurate information and to keep your account secure. Each Member has their own account, and accounts can't be shared.

Joining Barriq is free. A free membership includes your profile, the Benefits Hub, your Monthly Benefits Statement, Discounts, and public Communities. Your membership belongs to you. We ask you to use a personal email as your primary address, so your account stays with you if you change jobs.

Barriq Plus is an optional paid plan that adds the Service's tools and the full details of Barriq Exclusives. You can choose a yearly or a monthly plan. Before you pay, we show you the price, how often you will be charged, the renewal terms, and how to cancel, and we ask you to agree to them.

Barriq Plus renews automatically at the end of each yearly or monthly period, at the price then in effect, until you cancel. For yearly plans, we email you a reminder at least 30 days before each renewal with the price and a link to cancel. For monthly plans, we email you a reminder once a year with the price and how to cancel. If the price changes, we tell you by email before the change applies to your next renewal.

You can cancel online at any time from Account settings, in no more steps than it took to join Barriq Plus. You can also cancel on Stripe's secure page, which is linked from Account settings and from Stripe's emails to you. We confirm each cancellation by email, and Account settings shows the date your Barriq Plus ends. Barriq Plus stays active through the end of the period you already paid for.

If a payment doesn't go through. If a renewal payment fails, Stripe emails you and tries the payment again over about two weeks. You keep Barriq Plus for 7 days after the first failed attempt. If a later attempt succeeds, Barriq Plus continues, or returns if it had paused. If every attempt fails, your plan is canceled. You can update your card at any time from Account settings.

When Barriq Plus ends. Barriq Plus ends when the period you paid for ends after you cancel, or 7 days after a renewal payment first fails if no later attempt has succeeded. Your account then returns to a free membership. Nothing is locked or deleted. Answers you saved in the tools are kept but hidden, and they return if you rejoin Barriq Plus. You can delete them at any time from Privacy Center.

We process payments through Stripe, our payment processor. Stripe handles your card details, and Barriq never sees or stores your full card number. Stripe emails you a receipt for each payment and each refund, and lets you know if a payment fails or your card is about to expire. Prices are in US dollars and don't include sales tax. If the law requires us to collect sales tax where you live, we will tell you before it is added to a charge. All payments are final and are not refunded, except where the law requires otherwise.

Eligibility results. The Service shows programs that may apply to you, along with statuses, labels, rankings, estimates, calculations, statements, and summaries (together, "results"). However a result is worded, including any statement that a benefit is on your statement or that you meet a requirement, it is an estimate. It is based only on the information you give us and on our reading of public program rules when we last reviewed them.

A result is never a determination of eligibility, an offer of benefits, or a promise that you will receive anything. Only the agency or organization that runs a program decides whether you are eligible and what you receive. A dollar amount or estimate from a tool is an illustration based on the figures available to us, and the amount you receive may differ.

Program rules, amounts, and deadlines change, and our information may be incomplete or out of date. Results may also be wrong if the information you give us is incomplete or incorrect, and you are responsible for keeping it accurate. Before you act on a result, including any financial, legal, tax, housing, education, or medical decision, confirm the details with the agency that runs the program.

Your Monthly Benefits Statement, articles, news headlines, and other content are general information about programs. They are not advice about your situation. The Service shows a short version of this notice alongside results.

Barriq does not provide legal, financial, tax, or medical advice. Barriq is not accredited by the Department of Veterans Affairs and does not prepare, present, or prosecute VA claims. An accredited Veterans Service Officer can help you with a VA claim at no cost.

Barriq is a private company and is not affiliated with the Department of Veterans Affairs, the Department of Defense, or any state or territory agency.

Barriq Exclusives are offers from businesses we work with. Discounts are year-round Veteran discounts that businesses offer to the public, gathered from VA News. Listing a Discount is not an endorsement by Barriq or by VA. Every Member can see which businesses offer Barriq Exclusives. The details of each offer and how to redeem it are part of Barriq Plus.

When you redeem an Exclusive or a Discount, your transaction is with the business, and its terms and policies apply. We don't guarantee any offer, and a business may change or end an offer at any time.

Some offers and links may earn Barriq a commission or other payment, and we label them where they appear. Offers and Discounts never affect which benefits you see, how they are ranked, or what your statement says.

A Barriq Community is a group run by one administrator, such as a Veterans organization. Communities are free to join, and each Community's administrator agrees to the Barriq Community Administrator Terms. Administrators may post events to the Community calendar. They may not use the Service to harass, mislead, or collect information about people, or try to identify anyone from combined counts.

Joining a Community turns on its event emails, which you can turn off at any time. You may leave a Community at any time, and your Barriq membership stays with you. Administrators can't remove Members from a Community.

The Service links to government agencies, program websites, news sources, businesses, and tools run by others, such as benefit calculators. We don't control those sites and are not responsible for their content, their results, or how they handle your information. Their own terms and privacy policies apply.

You agree not to misuse the Service. This includes giving false information about your military connection, accessing accounts that are not yours, trying to identify other people from combined data, copying or scraping the Service, interfering with it, or using it for anything unlawful.

The Service, including its text, design, and catalog of benefits, belongs to Barriq. Barriq and Barriq Benefits are our trademarks. You may use the Service for your own personal, noncommercial purposes.

You can delete your account at any time from your account settings. Deleting your account cancels Barriq Plus right away, and the rest of the period you paid for is not refunded. We may suspend or close an account that violates these terms, and we will tell you why. Payments for an account closed for a violation are not refunded.

If Barriq ever permanently stops operating the Service, we will give you at least 30 days' notice and a way to download your information.

The Service and all information in it are provided "as is" and "as available." To the fullest extent the law allows, Barriq disclaims all warranties, express or implied, including warranties of accuracy, merchantability, fitness for a particular purpose, and non-infringement. We don't promise that the Service will be uninterrupted or error free, or that any program will approve you.

To the fullest extent the law allows, Barriq is not liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost benefits, profits, or data, arising from your use of the Service. Barriq's total liability for any claim related to the Service is limited to the greater of the amount you paid Barriq in the 12 months before the claim or $50. Some states don't allow these limits, so they may not apply to you.

You agree to defend and hold Barriq harmless from claims arising from your violation of these terms or your misuse of the Service.

These terms are governed by the laws of the State of Indiana, without regard to conflict of laws rules, and by the Federal Arbitration Act.

Talk to us first. Before starting any formal dispute, email hello@barriqbenefits.com and describe the problem. We will try in good faith to resolve it within 60 days.

Individual arbitration. If we can't resolve it, any dispute between you and Barriq will be decided by binding individual arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules, instead of in court. Barriq will pay the filing and arbitrator fees beyond what you would pay to file in court. The arbitration may be held by video or in the county where you live.

No class actions. You and Barriq may bring claims only individually, and never as a plaintiff or class member in any class, collective, or representative proceeding.

Small claims. Either of us may instead bring an individual claim in small claims court if it qualifies.

Your right to opt out. You can opt out of arbitration by emailing hello@barriqbenefits.com within 30 days of first accepting these terms. Opting out does not affect any other part of these terms.

Any dispute not subject to arbitration will be decided in the state or federal courts located in Hamilton County, Indiana.

If we make a material change, we will tell you by email or on the Service before it takes effect. Continuing to use the Service after that means you accept the change.

Barriq Benefits Inc.
550 Congressional Blvd, Suite 390
Carmel, IN 46032
hello@barriqbenefits.com